Terms of Use
Last updated: May 23, 2026
1. Acceptance of terms
By accessing or using ricardocruz.io (the "Site"), you agree to be bound by these Terms of Use. If you do not agree, do not use the Site.
2. Use of the site
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site. You may not attempt to gain unauthorized access to any portion of the Site, scrape content programmatically without permission, or interfere with the operation of the Site.
3. Intellectual property
All content on the Site, including text, graphics, logos, frameworks, and code, is the property of Ricardo Cruz Consulting or its licensors and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without prior written consent.
4. Consulting services
Any consulting engagement with Ricardo Cruz Consulting is governed by a separate written services agreement. Nothing on this Site constitutes a binding offer or contract for services.
5. Disclaimers
The Site is provided on an "as is" and "as available" basis. To the fullest extent permitted by law, Ricardo Cruz Consulting disclaims all warranties, express or implied, including merchantability, fitness for a particular purpose, and non-infringement.
6. Limitation of liability
To the fullest extent permitted by law, Ricardo Cruz Consulting and its principals, employees, and affiliates shall not be liable for any indirect, incidental, consequential, or punitive damages arising from your use of the Site or reliance on its content.
7. Third-party links
The Site may contain links to third-party websites. We do not endorse and are not responsible for the content, products, or services of any third-party site.
8. Indemnification
You agree to indemnify and hold harmless Ricardo Cruz Consulting from any claim, loss, or liability arising out of your breach of these Terms or your misuse of the Site.
9. Governing law
These Terms are governed by the laws of the State of Indiana, without regard to its conflict-of-laws principles. Any dispute will be resolved in the state or federal courts located in Indiana.
10. Changes
We may revise these Terms at any time. Continued use of the Site after changes are posted constitutes acceptance of the revised Terms.
11. Contact
Questions about these Terms can be sent to hello@ricardocruz.io.